Pix is one of the main payment methods for Brazilian consumers. In August 2022 alone, Pix recorded a record 90 million financial transactions carried out in a single day.
In the last three months of 2021 alone, this tool registered 3.9 billion transactions – more than all other payment methods combined. And it is, according to the Central Bank, the main form of payment in the country .
For all these reasons, offering Pix in your business is essential for the growth of your company . In addition, it is possible to offer some resources that increase the advantages of this modality – such as guaranteed Pix, which we will explain in this article. Keep reading!
Browse the content
What is guaranteed Pix?
First of all, it is important to define what Pix is. This modality is new, and many people still confuse it taiwan whatsapp number data installment Pix. Guaranteed Pix is a solution offered by the Central Bank, but it has not yet been launched.
Pix installments, on the other hand, already exist . This payment method is offered by different banking institutions that allow the payment of different services through Pix with the possibility of installments.
At Asaas, for example , our installment payment slips come with a Pix QR code , allowing your customer to use the tool to pay each installment in whatever way they prefer.
Each payment institution may have different rules for installment payments, which end up operating in a similar way to personal loans. Therefore, it is important to check the rates and interest rates offered to consumers.
Difference between guaranteed Pix and installment Pix
Still to in 2022, Pix Garantia is a conduct email marketing campaigns. method that allows purchases to be paid in installments using Pix. In other words, from a certain limit, each person could pay for a purchase in up to 24 installments .
There is still no definition of the limits for each payer, however, this service should eliminate the need for a credit card .
It is worth noting that there will also need to financial institutions to mediate the transaction. This way, the bank guarantees that the establishment will receive the full amount of the purchase even if the customer runs out of money in the account to pay.
What are the differences between guaranteed Pix and credit card?
In both cases, an establishment will offer business to consumer database payments while ensuring that. The sales amount will on the scheduled date . After all, both procedures will by a financial institution.
However, it is worth noting that there is a big difference between these two modalities. With a credit card , all purchases (in installments or in cash) are up and charged at a specific time – on the date of the card statement.
With Pix, the installments will on the same date the purchase. In other words, the big difference is for the consumer and not for the company offering the service.